Fix Bad Credit Score Problems Today – Join the Top 5% of Credit Score Elite

Have you been trying to figure out how to fix bad credit score problems? Have you been embarrassed by store credit declines? Have you been thinking about taking that dream vacation or buying that shiny new sports car, but it’s out of the question because of your credit problems? If you’re tired of it all and ready to take the plunge and start repairing your bad credit, read on for expert advice on how to get started.

There are some really great strategies and techniques to quickly fix bad credit and you’ll definitely want to use them if you have negatives on your report. In the meantime, the following strategies and techniques are essential things to do to start rebuilding and maintaining your super high score after you’ve done the hard work to fix bad credit score difficulties.

1. Always be aware of your score and what creditors report. You can subscribe to one of the offices and get instant access to all 3 offices for around $15 per month. You can also get each report for free, once a year.
2. Once you get your first report, find all the negatives. Immediately write to the offices to correct any errors.
3. Keep your total credit debt ratio below 30% of your credit limit.
4. Use cash for all small purchases of $25 or less.
5. It may seem obvious, but always live within your means. If you don’t have the money to pay for it, please don’t buy it.
6. Make sure you pay your utility bills, parking tickets, and late library book fees quickly. They now report problems to the credit bureaus, so this is a quick win for fixing bad credit score reporting issues.
7. Don’t close old credit card accounts. The length of credit history increases your credit bureau score.
8. If you don’t have enough credit, consider opening a new credit card. This will also lower your total debt limit ratio. If you don’t qualify for new credit, you may need to consider a card secured by a savings account or get a co-signer who is willing to do so.

Once you fix the bad credit score elements and put these sound strategies and techniques into practice, you can keep your credit score in the top 5% forever. That means BIG financial savings with the lowest interest rates, no more credit bureaus hounding you, never again the embarrassment of being turned down for credit, and the respect of friends and family.